In general the banking methods offered by casinos accepting American players are complicated, due to the anti-gambling legislation and regulations preventing American players to use their bank accounts and debit cards to fund their online casino accounts. Previously the most preferred deposit methods used by American residents included much easier and more familiar ways of paying on-line merchants.

Currently USA citizens only have access to a short variety of online casinos, but periodically experience difficulty in adding funds to their bankroll. The anti-gambling legislators passed a law in 2006, preventing US banks from conducting business with any internet casinos. The purpose of the laws was to stop online gambling all together, but all it achieved was to make difficult for American players to make deposits. Legally, a USA player may join casinos, they just had difficulty at first finding dependable deposit methods.

Casino Deposit Method available to US Players

Credit Cards

There exists the misconception that US players cannot currently fund their online casino accounts via credit cards. It is not entirely correct, although at times US bank backed credit cards fail while processing transactions, normally it is just a temporary setback. Casinos accepting players from America, frequently move between payment processors and these new processors are not flagged with the regulatory board’s controlling bodies, enabling transactions to go through.

Typically US players would enact transactions via Credit Card, which would include payment options via Visa, MasterCard and American Express. At most on-line casinos there are no additional charges for deposits made by credit card, with the minimum deposit accepted via this payment method being $35 which is subject to immediate clearance of funds.

Prepaid Cards

Many Americans now use prepaid cards to fund their online casino accounts. The benefit is that prepaid card deposits are not tied directly to player’s addresses or bank accounts this allow American gamers to still enjoy wagering on their preferred online casino sites and games with a payment method currently immune to these laws, stipulating that banks are currently not allowed to accept casino business. The prepaid cards are freely available at numerous retailers and online. Prepaid cards can be purchased with credit cards or cash and then used to fund casino accounts.

A large variety of prepaid cards are available for gambling deposits by USA players, which include Union Pay, EntroPay, MST gift card, Prepaid Visa, Ukash prepaid cards, prepaid American Express Cards, prepaid MasterCard, Paysafecard, Greendot Moneypak, EcoPayz, and WebMoney.


UnionPay launched in 2002, is a convenient, safe virtual prepaid deposit method for trusted online gambling funding. It is USA friendly and swiftly became the life force of US gambling deposits, with players reporting 100% approval from both Visa and MasterCard when using these methods to purchase UnionPay prepaid cards, it is considered the most valuable US friendly prepaid deposit method. To obtain a UnionPay virtual prepaid card players need to visit any cashier at online casinos, poker of sportsbook sites and then follow the instructions to assess and use the card immediately. Denominations ranging from a minimum of $25 up to $500 are available and high rollers can purchase multiple virtual cards.

MST Gift Cards

MST Gift cards are one of the most US friendly, reliable payment methods circulating in online gambling sites. This prepaid card can also be obtained from their cashier option, offered at online casinos, by following the easy steps. Unfortunately not many online casinos are offering this payment method yet.

Prepaid Visa and MasterCard’s

More and more Americans are using prepaid Visa cards and Mastercard for casino deposits. Both Visa and MasterCard prepaid cards are available at numerous outlets such as gas stations and other convenience stores. Prepaid cards are also available online, with most of the casinos catering for US players accepts this form of payment.

Prepaid American Express Cards

They offer another prepaid card also known as Amex, accepted by a variety of online casinos and it is effective in funding online casino accounts.

PasteandPay Prepaid

Also referred to as EZ vouchers, it is a prepaid voucher system allowing online gambling account funding by redeeming vouchers from the online casino site. It is both user friendly and secure, offering US players a convenient way to fund their online casino accounts. One of the great benefits from using PasteandPay prepaid cards would be that it provides an automatic self-imposed spending limit.


Considered as one of the safest deposit method for Americans, the company is also called UseMyWallet, utilising an invitation only system for all new registrants. This prevents the company from receiving huge exposure as most ewallets do. The company successfully changes processors or limit deposit transacting hours when necessary. These invitation prices are up to online casinos, limiting invitations to gamblers that have been standing members for long time-periods. Deposits can be made with Visa credit cards at a cost of 5% for bank transfers, which takes 1 to 4 days without processing fees. Their support is phenomenal, offering Americans a fantastic way to move money to and from online casinos.


WebMoney remains an innovative online payment solution, facilitating instant, secure transactions from your WebMoney purse to participating merchants, including prepaid gambling sites, with customers able to choose their preferred currency in which they wish to transact. Raxcard provides the most anonymous debit cards such as WebMoney, Perfect Money and e-currency accounts like Bitcoin. The card is also designed to provide users with the perfect withdrawal option.


The Bitcoin option was developed in 2009 by an anonymous developer as a peer to peer decentralized digital currency. This payment method offers anonymous transacting all over the world without any need to monitor daily conversion rates, currently one Bitcoin has an approximate worth of approximately $113 USD, with the private nature of Bitcoin has attracted many of the severely restricted US based gamblers.


Making online casino deposits via eWallets remain a multi-step process, which includes opening an account and in most cases a player bank account registration is required in order to transfer funds directly between these forms of bank accounts. Currently American residents remain unable to open any form of eWallet account.